Spray foam causing mortgage refusal on estate sales
Why it happens here
Lenders treat foam in a roof space as a hidden-risk item because it conceals the timbers and can trap moisture. On a mixed-tenure estate like Sheepridge, where houses change hands regularly, a surveyor's note about foam is enough to stall a sale even when the roof itself is sound.
Our approach
We prioritise jobs with a mortgage deadline, survey within 48 hours where possible, and give you a written removal record showing what came out and the condition of the timbers. That is the evidence a valuer needs to release funds.