Spray foam causing mortgage refusal on older terraces
Why it happens here
Lenders treat spray foam on roof rafters as a risk because it can hide rot and trap moisture. In Crosland Moor's older terraces, surveyors flag it almost automatically, and the sale stalls until the foam is removed and the timbers are checked.
Our approach
We remove the foam, inspect and photograph every rafter, and provide a written removal summary you can send to your lender or broker. That documentation is usually what unblocks the mortgage.