Spray foam causing mortgage refusal on Edgerton sales
Why it happens here
Lenders treat foam on rafters as a hidden-risk item because it prevents a surveyor inspecting the timber and blocks the roof's natural ventilation. In a fast-moving market like Edgerton, a stalled mortgage can cost a sale entirely.
Our approach
We remove the foam, photograph every exposed rafter and provide a written removal report with moisture readings. That package is what lenders and surveyors ask for, and it usually gets the application moving again within days.